Customized Plans RM1K to RM100K
Tired of looking for reliable and licensed money lenders? Well look no further. EF Capital provides 1k to 10k loan，customized plans make your repayments stress-free.
120 Minute Approval Rates Starting From 1%
If you’re seeking quick approval loans with low rates. EF Capital can provide. With a fixable plan and private confidental.
No Upfront Payment Business Loans & Personal Loans
It is FREE to apply and to check your eligibility. You can borrow risk-free without paying a single sen in fees. EF Capital provides the best solution for you.
Apply For Loan Now
About
EF Capital
EF Capiatal is a legal loan company in Malaysia and is approved by the Ministry of Housing and Local Government under the Loan Act 1951. We focus on providing personal loans, business loans and collateralized loans. We understand the market and customer needs and provide tailor-made solutions for each customer.
We have a young and energetic team that brings together economic and financial technology talents. We hope to provide customers with a fast, low-interest and personalized loan process through our own knowledge and experience, combined with leading technology, to build trust with customers and bring a new atmosphere to this industry.
Our Loan Services
We knew that everyone has your own goal of life and dream, we HOPE to become the strong support and true friend that helps you FLY HIGH and SUCCESS!
We serve our customers with the principle of dedication from the heart and contribution from the line.
Personal Loan
Many people need a personal loan for many different reasons. You may need a loan to make home repairs or pay off a credit card bill. Whatever the case, we can provide personal loans to solve your financial needs. We can tailor the loan structure and interest rates to suit your needs.
Business Loan
We hope to help our customers build their dreams and empires in the business world. Market competition requires a sound business strategy and sufficient cash flow to ensure that the business runs well. Whether you are a large, medium or small enterprise, these days it is all about leveraging and a win-win model of operation. Welcome to consult and apply.
Collateralized Loan
A collateralized loan offers a lower interest rate and flexible payment terms – so, if you have a valuable asset or item that can be put up as collateral, this could be a great option for you to save some money long-term.
Bank Loan Service
First of all, we will help analyze what method is most suitable for you at the moment, so as to increase the chance of obtaining approval!
Why JC Capital is Your Best Option?
Lowest Interest Rates
Among Licensed Money Lender
Flexible Repayment Plan
Low Monthly Installments
Representative Example
Simple Calculations
Max APR Interest Rates
Active Clients
Loans Approval Rate
Loans Given Since 2016
Quick And Easy Approval
Your personal loan application can be easily submitted online on this page. The whole process takes just 2 minutes. Once we receive your application, we will try to approve your loan within 2 hours.
No Upfront Fees
When you apply a loan with us, rest assured that no upfront fee will be imposed on you.
Secure And Flexible Fund Transfer
Arrange to have your loan money transferred to your bank account.
We respect your privacy, and strictly will never reveal your details or documents to any third party.
Don’t hesitate. Let us help you deal with your monetary problems
The future belongs to those who believe in the beauty of their dreams